Symptoms
- • Cost rises while volume stays flat.
- • Provider invoices are hard to attribute.
- • Routing defaults never get revisited.
Solution
Cost Optimization
We reduce blended payment cost with a practical operating model: fee transparency, routing logic, and negotiation prep grounded in transaction-level evidence.
What we do
- • Build a fee waterfall by channel, region, and issuer mix.
- • Rework routing policy for cost-adjusted approval performance.
- • Create negotiation packs backed by transaction evidence.
KPIs we move
- • Blended fee rate.
- • Net margin after payment costs.
- • Cost per successful transaction.
How the engagement runs
Week 1
Data intake and current-state diagnosis
Week 2
Cost leakage map and opportunity sizing
Week 3
Routing and retry plan with guardrails
Week 4+
Execution support and executive reporting
Example outcomes
Blended fee rate: 2.9% → 2.4%
Recovered annual margin: $1.2M
Approval impact maintained within ±0.1pp